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If They Return Fully, Where Will You Put Your Money MMM Or ULTIMATE CYCLER (Poll)


MMM known as Mavrodi Mondial Moneybox is one scheme Nigerians have been discussing over the past few months. The same goes for the scheme called Ultimate Cycler.

MMM Vs Ultimate Cycler

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On December 12, 2016, this message was passed to most MMM participants following the freezing of their accounts: “Hi Mavrodians, as we all must have seen in our PO of the news on Mavro frozen for a month. This isn’t the first of its kind. It happens when there are excess PANIC in the system.”

Many Nigerians are unsure of what will happen to the money they have invested in the MMM scheme.

On the other hand, Ultimate Cycler, which was created by Peter Wolfing froze on December 1, 2016, and relaunched on December 16, but Nigerians who put in their monies are yet to get them back.

What are the similarities and differences between the two schemes, and where should you put your money? Let us explore:

Ultimate Cycler Compensation Plan

In order to join Ultimate Cycler, affiliate membership is $25, which provides an affiliate of one $25 matrix position.

The Ultimate Cycler compensation plan sees affiliate’s pay $25 to buy into a 2×2 matrix. A 2×2 matrix places an affiliate at the top of the matrix, with two positions directly under them (level 1):

In total, there are six positions in the matrix that need to be filled. When this happens, the affiliate position at the top of the matrix receives a commission.

25 dollar matrix

Ultimate Cycler’s compensation plan contains four such matrices, with “commissions” earned via cycling used to fund positions in new matrices as follows:

$25 matrix – cycling out pays $15 and entry into a new $25 and $50 matrix

$50 matrix – cycling out pays $40 and entry into a new $50 and $100 matrix

$100 matrix – cycling out pays $90 and entry into a new $100 and $200 matrix

$200 matrix – cycling out pays $190 and entry into a new $200 and $400 matrix

$400 matrix – cycling out pays $590 and entry into a new $400 and $1000 matrix

$1000 matrix – cycling out pays $2400 and entry into a new $1000 matrix

Note that, with the exception of the $1000 matrix, a “next level matrix” position is only granted the first time a position cycles out of a level.

Ultimate cycler matrix

This is compensated for with an increase in the cycle amounts paid when these positions subsequently cycle:

$25 matrix – $75

$50 matrix – $150

$100 matrix – $300

$200 matrix – $600

$400 matrix – $1200

$1000 matrix – $2400

These positions remain at the matrix level they were generated at, and are able to continue to cycle out of matrices as long as the matrix they are at the top of is filled.

Payment matrix

MMM compensation plan

So how does MMM work? You declare the willingness to give help (click in your Personal Office (hereinafter PO) “Provide Help”), after which your account will be rewarded with mavro (internal “currency”/scores of the System).

Mavros will start growing from the moment of offering the contribution at the rate of 30% per month. (Calculation of reward occurs twice a week, on Tuesdays and Thursdays at 00:00 GMT.)

They also have a registration bonus, whereby once you are registered, you get between $20 – $100 as a present.

MMM compensation plan

However, this is only for those who have registered and provided help. Each participant is allowed to have only one account.

Referral bonus is given from 10% of all deposits of the participants you have invited. Inviting new members into the Community is your additional contribution to its development.

Guider’s bonus is for those within the MMM Community who have created their own multi-level structures and get a bonus from each donation of every participant in their structures.

This is a multi-level bonus, thus a guider can have his own leader whose rank is higher. Guider’s bonus depends on his level in the community.


MMM and Ultimate Cycler are Ponzi schemes which have crashed in the past and frozen/crashed again recently. They have been shown to be really risky schemes.

Would you still put your money into them?

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